June 2025

Turning the Tide: How Coastal Homes in Kenya Offer Strong Rental Income Opportunities

Kenya’s coastline is more than just a scenic escape , it’s a hotspot for investment, especially when it comes to rental income from beachfront properties. Locations like Diani, Nyali, Malindi, and Watamu have become magnets for both local and international tourists, creating a thriving market for short-term and holiday rentals. Why Coastal Properties Attract Renters The allure of the beach, sun,...

More Than Just a Home: Why Investing in a Beach Property Is a Lifestyle Game-Changer

Picture this: waking up every day to the gentle sound of waves crashing, stepping out onto your terrace with an endless ocean view, and feeling the stress of everyday life melt away. Owning a beach home isn’t just about the stunning scenery it’s about investing in your well-being and your future. Take The Turquoise Watamu on Kenya’s coast as a perfect example of how a beach property can transform...

Beachfront Dreams or Real Estate Headache? The Pros and Cons of Investing in Kenya’s Coastal Property

Kenya’s coastline is a sun-soaked stretch of paradise, and for many real estate investors, the idea of owning a slice of beach heaven is irresistible. From Diani’s powder-white sands to Malindi’s rich Swahili charm, coastal property is turning heads and emptying wallets. But is investing in a beach property all sea breeze and big returns? Let’s weigh the pros and cons before you take the...

Current Mortgage Rates from Kenya Mortgage Refinance Company (KMRC)

If you’ve been dreaming of owning a home in Kenya, the Kenya Mortgage Refinance Company (KMRC) is changing the game. With mortgage rates rising elsewhere, KMRC offers a more affordable way to finance your home, making homeownership a real possibility for many Kenyans. How KMRC Makes Mortgages More Affordable Unlike traditional mortgage lenders that charge higher interest rates, KMRC works with banks,...

Understanding a Buyer-Leaning Market in Real Estate

A buyer-leaning market, also referred to as a buyer’s market, is a phase in the real estate cycle where the market conditions tend to favor buyers over sellers. In such a scenario, there is typically an oversupply of properties compared to the number of active buyers. This shift gives buyers more power in negotiations, better pricing options, and a wider variety of properties to choose from. Key...

Why Home Loans Remain Out of Reach for Many Low- and Middle-Income Kenyans – Even With Subsidized Rates

In recent years, Kenya has made notable strides in attempting to improve access to homeownership, especially for low- and middle-income earners. Government-led programs such as the Affordable Housing Programme (AHP) and mortgage subsidies through institutions like the Kenya Mortgage Refinance Company (KMRC) were designed to make home loans more attainable. Despite these efforts, a significant portion...

Why Affordable Housing Projects Sometimes Face Community Resistance

Affordable housing is widely recognized as a key solution to Kenya’s urban housing crisis, especially as cities like Nairobi, Kisumu, and Mombasa face overwhelming demand from growing populations. Yet, despite its noble intentions, many affordable housing projects have encountered resistance from local communities. This resistance is often rooted in complex social, economic, and political concerns...

Bureaucratic Delays in Real Estate: A Barrier to Growth and Affordability

Bureaucratic delays are one of the most persistent challenges in Kenya’s real estate sector, and they have far-reaching consequences on housing affordability, investor confidence, and urban development. Whether it’s obtaining permits, accessing public infrastructure approvals, or navigating the labyrinth of land registration systems, red tape continues to slow down progress and inflate the cost of...

The Need for Subsidies and Incentives to Drive the Success of Affordable Housing Projects in Kenya

Kenya’s vision of providing adequate, affordable housing for its growing population remains a key developmental priority. Yet, despite policy commitments such as the Affordable Housing Programme (AHP) under the Big 4 Agenda, the delivery of low-cost housing faces persistent financial, regulatory, and market-related hurdles. One of the most effective solutions lies in the strategic use of subsidies...

TVET’s Contribution to Construction and Affordable Housing in Kenya

In the pursuit of affordable housing in Kenya, Technical and Vocational Education and Training (TVET) institutions have emerged as crucial players. As the country grapples with a growing housing deficit and rising construction costs, TVETs are equipping young people with practical skills essential for the delivery of quality, cost-effective housing projects. Skilled Workforce for the Construction...

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